Welcome to America Home Investments!

We do the legwork for you. You’ll get a full breakdown of the property, loan terms, and why it’s a solid deal.

Invest $30K or more to secure your stake. We handle the logistics— you relax and watch your investment work for you.

Why they’re a good fit:

• They have steady jobs and can afford monthly payments but can’t qualify for a traditional mortgage due to poor or no credit. 
• They want to own and are tired of renting. 
• A lease-option or seller-financed deal gives them time to rebuild credit or save for a down payment. 

What they’re looking for:

•Predictable monthly costs 

•A path to ownership 

•The ability to make the home their own (which they can with lease-option or seller-finance)  

 Why they’re a good fit:

• They may earn good money but don’t have the W-2 paperwork to qualify for a bank loan. 

• Traditional underwriting penalizes fluctuating or seasonal income. 

• They value flexibility and the chance to prove they can pay. 

• Contractors like this option for fix and flipping homes where traditional lending is not an option. 

What they’re looking for:

•No banks involved

•Flexible qualification process (proof of income, not credit score) 

• Opportunity to own 

  Why they’re a good fit:

• Many are used to cash-based living and want to put down roots. 

• They often live multi-generationally and pool family income. 

• They may not yet be citizens or have sufficient U.S. credit but are highly motivated and responsible buyers.

What they’re looking for:

• A place to call home long-term

 • Seller who’s willing to work with non-traditional documentation

 • Trust and a clear path to ownership